New, More Affordable Health Plan Available to Lake Norman Chamber of Commerce Members
A New, More Affordable Health Plan for Chamber Members
Carolina HealthWorks helps eligible small businesses access competitive health coverage for employees and their families — powered by the NC Chamber and Blue Cross NC.
Learn More: Blue Cross NC
How to Enroll: Contact a Chamber Member professional
Fogle Group: Shawn Fogle - shawn@foglegroup.com
Policy Line: Matt Waters - matt@policyline.com
Security Plus Insurance: Emily Wilson - emily@securityplusins.com
Quick Benefits
Why Members Are Paying Attention
Built for small business: Available for employers with 2–50 employees
Potential cost advantages: Businesses pool together through a MEWA model
Broad provider access: Administered by Blue Cross NC with statewide network access
Flexible timing: Enrollment available beginning November 1 and opportunities to enroll throughout the year
How It Works
How Carolina HealthWorks Works
Carolina HealthWorks uses a Multiple Employer Welfare Arrangement (MEWA) approach — allowing
small businesses across North Carolina to join together to access rate advantages and benefits more commonly available to larger groups.
Eligibility + Enrollment
Who Is Eligible
North Carolina small businesses with 2–50 employees
Must be a member of the Lake Norman Chamber of Commerce, the NC Chamber, or another participating local chamber
Coverage is available to employees and eligible dependents
How to Enroll
Carolina HealthWorks is offered through Blue Cross NC–appointed agents
You may continue working with your current Blue Cross NC agent
If you don’t have an agent, direct enrollment is available through Blue Cross NC
Enrollment begins November 1, with enrollment opportunities available throughout the year
Supporting Small Business in the Lake Norman Region
“In the Lake Norman Region, small businesses are a driving force in our local economy and significant employers. We are excited to offer this new opportunity — in partnership with the NC Chamber and Blue Cross NC — to help our small businesses and their employees access affordable health care.”
— Bill Russell, President/CEO, Lake Norman Chamber of Commerce
Hear from the experts: In the video below, Bill Russell, President & CEO of the Lake Norman Chamber of Commerce, and Brooks Seaford of Blue Cross Blue Shield of North Carolina discuss how Carolina HealthWorks is expanding access to affordable healthcare for local small businesses. They walk through the benefits of this MEWA-based plan, why it matters for employers and employees across the region, and how the partnership between the Chamber and BCBSNC is helping strengthen our business community through better coverage options.
Click here to hear Bill Russell (Lake Norman Chamber) and Brooks Seaford (BCBS) discuss this option
Disclaimer
Benefits are provided by the NC Chamber Benefit Trust, with excess coverage from a licensed insurer. The Trust isn’t backed by a guaranty association but regulated by NC Department of Insurance.
The NC Chamber is the sponsor and plan administrator of Carolina HealthWorks, which is a self-insured non-plan Multiple Employer Welfare Arrangement. Third-party administrative services are provided by Blue Cross and Blue Shield of North Carolina. The NC Chamber and Carolina HealthWorks are separate entities and do not provide Blue Cross or Blue Shield products or services.