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New, More Affordable Health Plan Available to Lake Norman Chamber of Commerce Members

Zoom Information Session

Now is the time to plan your 2026 travel! Join the LKN Chamber of Commerce for a professionally guided group trip to Portugal and connect with fellow members in a whole new way. Attend our virtual info session on January 20 at 7 pm to learn more about the itinerary, what’s included, and why group travel makes international trips easier than you might think.

Tuesday, January 20, 2026 - 7 PM

Zoom Link:

https://collette.zoom.us/j/87317332751?pwd=DrwcWw4DndrkcHV2oXa9wokZ53lcDh.1

A New, More Affordable Health Plan for Chamber Members

Carolina HealthWorks helps eligible small businesses access competitive health coverage for employees and their families — powered by the NC Chamber and Blue Cross NC.

Learn More: Blue Cross NC

How to Enroll: Contact a Chamber Member professional

Fogle Group:  Shawn Fogle - shawn@foglegroup.com

Policy Line:  Matt Waters - matt@policyline.com

Security Plus Insurance:  Emily Wilson - emily@securityplusins.com

Quick Benefits

Why Members Are Paying Attention

Built for small business: Available for employers with 2–50 employees

Potential cost advantages: Businesses pool together through a MEWA model

Broad provider access: Administered by Blue Cross NC with statewide network access

Flexible timing: Enrollment available beginning November 1 and opportunities to enroll throughout the year

How It Works

How Carolina HealthWorks Works


Carolina HealthWorks uses a Multiple Employer Welfare Arrangement (MEWA) approach — allowing

small businesses across North Carolina to join together to access rate advantages and benefits more commonly available to larger groups.

Eligibility + Enrollment

Who Is Eligible

North Carolina small businesses with 2–50 employees

Must be a member of the Lake Norman Chamber of Commerce, the NC Chamber, or another participating local chamber

Coverage is available to employees and eligible dependents

How to Enroll

Carolina HealthWorks is offered through Blue Cross NC–appointed agents

You may continue working with your current Blue Cross NC agent

If you don’t have an agent, direct enrollment is available through Blue Cross NC

Enrollment begins November 1, with enrollment opportunities available throughout the year

BCBS Carolina Healthworks Enrollment

Supporting Small Business in the Lake Norman Region


“In the Lake Norman Region, small businesses are a driving force in our local economy and significant employers. We are excited to offer this new opportunity — in partnership with the NC Chamber and Blue Cross NC — to help our small businesses and their employees access affordable health care.”
Bill Russell, President/CEO, Lake Norman Chamber of Commerce

Disclaimer

Benefits are provided by the NC Chamber Benefit Trust, with excess coverage from a licensed insurer. The Trust isn’t backed by a guaranty association but regulated by NC Department of Insurance.
The NC Chamber is the sponsor and plan administrator of Carolina HealthWorks, which is a self-insured non-plan Multiple Employer Welfare Arrangement. Third-party administrative services are provided by Blue Cross and Blue Shield of North Carolina. The NC Chamber and Carolina HealthWorks are separate entities and do not provide Blue Cross or Blue Shield products or services.

Introducing Carolina HealthWorks