
LAKE NORMAN CHAMBER OF COMMERCE • MEMBER BENEFIT
Carolina HealthWorks
Health coverage for small businesses through Blue Cross NC
Give your team access to group health coverage through a program exclusively available to members of the NC Chamber and participating local chambers, including the Lake Norman Chamber.
How Carolina HealthWorks works
Carolina HealthWorks uses a Multiple Employer Welfare Arrangement (MEWA). It lets eligible North Carolina small businesses pool together to access group rates and plan options typically available to larger employers. Blue Cross Blue Shield of North Carolina administers the coverage.

Who is eligible?
- North Carolina businesses with 2–50 employees.
- Members in good standing of the Lake Norman Chamber, the NC Chamber, or another participating local chamber.
- Coverage is available for employees and eligible dependents.
Blue Cross NC determines eligibility and underwriting requirements.
Why employers consider it
- Competitive group rates and potential savings for qualifying employers.
- Multiple plan options and access to Blue Cross NC’s statewide provider network.
- Local guidance from Chamber-member agencies.
- Employee benefits that can help small and mid-sized businesses attract and retain talent.
Hear how the plan works
Bill Russell and Brooks Seaford discuss Carolina HealthWorks and what it could mean for your business.
How to enroll
Carolina HealthWorks is available through Blue Cross NC-appointed agents. You can continue working with your current Blue Cross NC agent. Enrollment originally opened November 1, with opportunities to enroll throughout the year. Ask your agent about timing for your business.
Work with a local advisor
The Chamber partners with three local agencies certified to offer Carolina HealthWorks. They can explain your options, answer questions, and help you decide whether the plan fits your team and budget.
The Fogle Agency, Inc.
Shawn Fogle
shawn@foglegroup.com
Security Plus, Inc.
Jason Wilson
jason@securityplusins.com
Policyline Insurance
Matt Waters
matt@policyline.com
Have questions about getting started?
Connect with one of the advisors above or reach out to the Lake Norman Chamber for guidance.
